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Annual Return
+17.5%
▲ Premium Plan
Monthly Credit
₹14,583
on ₹10L invested
Total Corpus
₹42.5L
▲ Growing
Building Wealth with Wisdom
CA-Backed  ·  Documented  ·  Trusted

Your Money,
Working Harder
Than Any FD

Returns up to 12–18% per annum — backed by a signed investment agreement, verified and tracked transparently in your personal dashboard.

Start Investing Today How It Works
₹0
Target AUM Year 1
0%
Max Annual Return
100%
Documented & Signed
CA
Verified Agreements
Signed Agreement Every Investment
CA-Drafted Documents
Monthly Returns
100% Transparent Tracking
Pune-Based · Personal Service
Why we're different

We Could Promise 40%.
We Choose Not To.

Anyone can put a 40% return on a banner. The market teaches you quickly that such promises end in broken trust, delayed payouts, and lost capital.

We offer 12–18% per annum because that is what we can deliver — consistently, on time, every month, with a signed agreement backing every single rupee.

Our philosophy

"Building Wealth with Wisdom — conservative by choice, not by limitation."

SPFMC Standard
13.5%
p.a. guaranteed
✓ Signed agreement
SBI FD
6.5%
p.a. (2024)
Bank regulated
Mutual Funds
10–12%
avg. p.a.
Market dependent
SPFMC Premium
17.5%
p.a. (₹25L+)
✓ Priority service

FD rates are indicative. Returns may vary by tenure.

Why SPFMC

How SPFMC Beats FD & Mutual Funds

See how your ₹10 Lakh grows over 3 years across different investment options.

Fixed Deposit
0%
Bank FD
₹11,97,200
After 3 years on ₹10L

Quarterly compounding. Safe but low returns. Inflation-adjusted returns barely positive.

Mutual Funds
0%
Market Linked
₹13,31,000
After 3 years (avg) on ₹10L

Market-dependent. No guaranteed returns. Can lose value in bear markets.

BEST CHOICE
SPFMC
0%
Fixed & Documented
₹14,50,000+
After 3 years on ₹10L

Signed agreement, monthly payouts directly to your bank.

Returns Calculator

Calculate Your Estimated Returns

Enter any amount, rate and tenure to instantly see your returns.

Investment Amount
₹5,00,000
Return Rate
13.5% p.a.
Tenure
12 months
Monthly Interest
₹5,625
Total Interest Earned
₹67,500
Maturity Value
₹5,67,500
Invest Now

Returns are indicative. Actual rate per signed agreement.

Investment Plans

Simple, Transparent Plans

₹1 Lakh – ₹24.99 Lakh
Standard Plan
12–15% p.a.
  • ✓
    Monthly interest credited to bank
  • ✓
    CA-drafted investment agreement
  • ✓
    Client dashboard access
  • ✓
    SMS + WhatsApp payout alerts
Get Started
Most Popular
₹25 Lakh & above
Premium Plan
15–20% p.a.
  • ✓
    Higher returns up to 20% p.a.
  • ✓
    Priority onboarding & support
  • ✓
    Quarterly review meetings
  • ✓
    CA-verified annual statement
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Mr. Siddheshwar Pawar
Mr. Siddheshwar Pawar
Founder & Chairman — SPFMC
The person behind your money

Why Trust S P Fund Management?

NISM Series VIII Certified NISM Series XV Certified Technical Analyst 2+ Years Market Experience

With 2+ years of professional experience in financial markets — specializing in equity, forex, and derivatives trading — Mr. Siddheshwar Pawar built SPFMC on one principle: give investors honest, documented returns.

"Every rupee you invest is backed by a signed, CA-drafted agreement — tracked, documented, and returned with agreed returns on time, every time."

— Mr. Siddheshwar Pawar, Founder & Chairman, SPFMC
Full Profile & Certifications
Process

Start Earning in Simple Steps

From registration to your first monthly return — fully guided, fully transparent.

View Full Process
01
🪪
Register & Complete KYC
Submit details, upload documents. Verified within 24 hours.
02
📝
Sign Your Agreement
CA-drafted agreement before any money moves.
03
🏦
Transfer Investment
Send via NEFT/IMPS. Account activated in 24 hours.
04
📈
Earn Monthly Returns
Interest credited to your bank every month.
05
🔄
Maturity & Renewal
Principal returned in full. Renew or exit freely.
Client stories

What Our Investors Say

★★★★★

"The signed agreement gave me confidence from day one. My returns have been credited on time every single month."

R
Ramesh P.
Retired Officer, Pune
★★★★★

"The transparency here is unlike anything I have seen. Every payout, every document in my dashboard."

S
Sunita M.
Business Owner, Pune
★★★★★

"My FD gave 6.5%. I moved part of my savings here and now earn over double. Smooth process."

A
Anil K.
IT Professional, Pune
Building Wealth with Wisdom

Make Your Money Work
Harder Than a Fixed Deposit

Join investors across Pune already earning 12–20% p.a. with full documentation and monthly payouts.

Start Investing Now Talk to Us First