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How It Works —
Step by Step

From registration to your first monthly return — fully guided, fully transparent, fully documented.

01
🪪
Register & Complete KYC
Create your account with name, mobile, email and PAN. Upload your Aadhaar, PAN card, and bank proof. Verified within 24 working hours — confirmed on WhatsApp.
✓ Valid Aadhaar card✓ PAN card copy✓ Bank passbook / cancelled cheque✓ Recent photo
02
📝
Sign Your Agreement
Before any money moves, receive a personalised investment agreement drafted by our CA. It covers your principal, return rate, payout schedule, tenure, and exit terms. Sign only when 100% satisfied.
✓ CA-drafted legal document✓ Your PAN on agreement✓ Exact return rate in writing✓ Exit terms clearly defined
03
📊
Choose Your Plan
Standard Plan (₹1L–₹24.99L): 12–15% p.a. Premium Plan (₹25L+): 15–20% p.a. Monthly payouts credited directly to your bank account.
✓ Standard: 12–15% p.a.✓ Premium: 15–20% p.a.✓ Monthly or annual payout✓ Full return preview before signing
04
🏦
Transfer Your Investment
Send via NEFT or IMPS to our registered business account. Upload your payment receipt or UTR in your dashboard. Account activated within 24 hours.
✓ NEFT or IMPS transfer✓ Upload UTR / receipt✓ Activated in 24 hours✓ Payout schedule confirmed in writing
05
📈
Earn Monthly Returns
Interest credited to your bank every month on the agreed date. WhatsApp notification with every payout. Dashboard shows your portfolio, payment history, and statements anytime.
✓ Direct bank credit monthly✓ WhatsApp payout alerts✓ Live dashboard view✓ Downloadable statements
06
🔄
Maturity & Renewal
Principal returned in full at tenure end. Choose to renew, upgrade to Premium, or withdraw. All maturity transactions confirmed in writing.
✓ Principal returned in full✓ Final interest credited✓ Renew or exit freely✓ Written maturity confirmation

How Your Money is Protected

📜

Legal Agreement

Every investment is backed by a CA-drafted signed agreement — your legal protection in writing.

🔒

KYC Verified

Full identity verification before any investment is accepted. No anonymous transactions.

📊

Transparent Dashboard

Track every payout, every transaction, every document in your personal client dashboard 24/7.

📱

WhatsApp Alerts

Real-time WhatsApp notification for every payout, KYC update, and account activity.

🏛️

Proprietorship Firm

Registered proprietorship based in Pune, Maharashtra with CA-verified agreements.

💼

Exit Flexibility

Clear exit terms in every agreement. No forced lock-ins beyond what is agreed in writing.

Monthly & Annual Payout Options

📅

Monthly Payout

Interest is credited directly to your bank account every month on a fixed date. Best for investors who want regular income.

  • Direct bank credit monthly
  • WhatsApp notification every payout
  • Ideal for regular income needs
  • Dashboard payout history
📈

Annual Payout (Compounded)

Annual interest amount is added back to your principal. Your principal grows each year. Best for long-term wealth building.

  • Interest compounds annually
  • Principal grows each year
  • Higher effective returns long-term
  • Ideal for 2–5 year investments

Payout type is agreed and documented in your investment agreement.

Ready to Start Your Investment Journey?

Register today, upload your KYC, sign your agreement and start earning monthly.